Truly Rich Club is Changing... for the BETTER :)

Change is good. And the TRULY RICH CLUB wants to change for the better.

This coming July 11, 2016, Bro. Bo Sanchez is celebrating his 50th birthday. Yes, he is already entering the golden years. And as he enters this next season in life, he is re-launching Truly Rich Club which will be called “Truly Rich Club 2.0”

In this regard, there will be added benefits  for TRC 2.0 members which will be announced soon.

New members who will sign-up during the re-launch period will receive the following gifts:

a. A paperback copy of my latest book (ebook for international members)
b. A chance to have a coffee date with Bro. Bo (10 winners)

To learn more about Truly Rich Club 2.0, watch Bro. Bo's videos here: TRC 2.0 Pre-launch. These are just 3 short videos and if you haven't watched it, then you should! There's a red bar below the videos and I want you to click on it and make sure to register to find out what will happen in the next few days!

P.S.
We've been a member of the Truly Rich Club for more than 6 years now. Truly Rich Club has been our online and offline mentor. It's been our guide financially and spiritually. We share in it's belief that "The Ultimate Purpose of Wealth is to LOVE Others". It's mission is to "Make GOOD People Wealthy". Today, We're blessed to have savings, investments and business. All of these would never happen if we were not introduced to the Truly Rich Club. Truly Rich Club was part of our Journey and we wanted you to be blessed by it as well.

P.S.S.
Again, we invite you to watch Bro. Bo's videos here: TRC 2.0 Pre-launch and BE BLESSED! :)


May all our Dreams Come True!

Truly Rich Club GOLD Mastermind 09.28.14

The Truly Rich Club GOLD Mastermind is a new program of Bro. Bo Sanchez for the Truly Rich Club Members. It started aftere the Wealth Summit last February 2014.

The Truly Rich Club GOLD Mastermind is a quarterly event EXCLUSIVE for Truly Rich Club members ONLY. It is a half-day event of learning and bonding with other TRC Members.

To date, there were already three (3) mastermind sessions that had happened. But it is only our (me and my husband) first time to attend because of some conflicts with our schedules.

According to Bro. Bo as well as the other Truly Rich Club members who have been attending the previous masterminds, each Mastermind is different. Each session, Truly Rich Club Platinum Members and other mentors are taking the stage and sharing ideas on how we can create multiple income streams.

For the Mastemind last Sunday, we're able to learn from Vera dela Cruz, TJ Manotoc, Bro. Bo Sanchez and Jay Paul Hernandez.

Below are the things that I had noted during their sharing:


VERA DELA CRUZ
Events Organizer/Planner of Whitekraft Events Solution
27yo :)

1. Obedience to Parents = God's reward.
> From the start, she wanted to be an events organizer but her parents wanted her to become a nurse. She obeyed her parents. She graduated as a nurse. Worked for 4 years as a nurse. Then, resigned and pursued her dream. Her journey as a nurse was not put to waste because a lot of her clients today are her colleagues, friends, classmates and doctors from the hospital where she worked from.

2. Keep on Dreaming. Have a Vision.
V - isualize it
I - nternalize it
S - speak about it
I - nitiate it (take the 1st step)
O - wn it
N - urture it and TRUST GOD


TJ MANOTOC
Broadcast Journalist / Social Entrepreneur.
Initiated the program/business " SWITCH to SAVE"
Tag Line: Switch Brand. Save Lives.

1. What is Social Entrepreneurship?
Social entrepreneurship is the field in which entrepreneurs tailor their activities to be directly tied with the ultimate goal of creating social value.

2. Why a need for Social Entrepreneurship? Donor Fatigue

3. Product of Necessity vs. Product of Choice. The former is better.

4. SWITCH to SAVE Products to date: Angel's Secret Sanitary Napkin, CleanAll Soaps.
Why Napkin? 70% of Payatas Trash are napkins and diapers. Angel's Secret napkins are biodegrable.
*** To be a dealer: Minimal Capital. Only Requirement is a Big Heart.

5. Have a story to inspire.


BRO. BO SANCHEZ
1. The Main Goal of Truly Rich Club is "Helpng Good People become Rich"
2. Update on his maids' stock account which is now at Php740k and she's only 31yo. She's be having 30M when she retires :)
3. It's a DONE DEAL!!! All TRC Members will become Multi-Millionaires.


JAY PAUL HERNANDEZ
Former HR Personnel
Feast Builder in Greenhills

1. PASSION is like looking for a perfect shoe. It should suit your style, your taste, must fit well and must be comfortable.
2. Don't live day to day.
3. Live for something bigger than yourself.
4. The Best is yet to come.



After the talk, the attendees were divided into 10 groups. Each group was facilitated by a Truly Rich Club Platinum member. They are not being paid for this but it is their way of giving back. It was a great experience. We're able to know our mentors more and able to meet and greet other TRC members. In our group, we've learned that many of us have similar passions (writing, events organizing, music, etc.). We become instant friends. We actually all agreed to have an FB group where we could exchange questions and ideas. It was indeed a fun learning experience for us.

In summary, we learned a lot from this mastermind and we believe that there are a lot of things that we could still learn if we continue to attend the quarterly mastermind. We hope that you could also join us.

For more details on How to be a member of Truly Rich Club Member: CLICK HERE

Happy 2014!!!

2014 will be better than 2013. This I claim in Jesus name.

It's the 10th day of the 1st month of 2014. So far everything is doing good. And I believe, the best is yet to come.

Our 2013 was so blessed and based on the Year-End review that my husband and I did 2 days before the year end, most of the goals we set Last Dec. 1,2012 were met. This also inspire us to continue doing our yearly strategic meeting. On that same day, we also did our 2014 goal setting. And we agreed that we will do our best to meet our goal but we also need to learn to let go and let GOD do the rest esp. if things are not going our way.

One message I can share to inspire you which I got from Bro. Bo from the Feast PICC, is to remember that "Sometimes, when things are falling apart, that means things are falling into place."

By the way, if you haven't set your goals for 2014, it's not yet too late. Just start making it now and see what happens next.

May we all have a prosperous 2014.

Kerygma Conference 2013

Pardon me for being MIA in this blog for a long time. A lot on things happened in last few months. Some of the good and not so good things that happened to me are shown below:
1. I gave birth last May to a healthy baby boy.
2. I returned to the hospital 3 days after I was discharged due to elevated Blood pressure.
3. My Eldest start going to school.
4. Experienced post partum depression :(

I may had my downs but I am still fighting the negativity around and attended Kerygma Conference 2013. True enough, we were blessed by the Conference. We learned a lot and got empowered.

The Classes we attended were:
1. Powerful Business: VISION: Attaining the Millionaire's Mindset by Dean Pax Lapid.
2. Powerful Business: MISSION: Loving our Customer by Bro. Bo Sanchez and Edward Lee
3. Powerful Business: ACTION: How to Effectively Sell Your Product by Krish Dhanam and Francis Miranda
4. Marriage: SEX Factor Christian View on Intimacy) by Pilar Tolentino
5. Marriage: Family Idol: Win in all Areas of your Relationship by Michele Alignay, Pia Hontiveros-Pagkalinawanan & Rwin Pagkalinawan.

Aside from these classes, there were plenary talks given by Andy Comiskey, Krish Dhanam and Bro. Bo Sanchez and all of them were empowering.

Below are some of the key points that I have noted:

Plenary Talk by Andy Comiskey
1. God's mercy is more powerful than our sexual brokenness.
2. Jesus hated the traditions of men.
3. We are all children of God.

Plenary Talk by Bro. Bo Sanchez
1. You're wiser than you think you are.
2. The quality of your life is dependent on the quality of your decisions.
3. To make great decisions in life, consult a wise person.
4. Let these verses be our guide:
    a. PSALM 90:12 - Teach us to number our days, that we may gain a heart of wisdom.
    b. PSALM 39:4 - “Show me, Lord, my life’s end and the number of my days; let me know how fleeting my life is.
5. YOU'RE NEXT.... you're one heart beat away from eternity.
6. The only way to live an awesome life is to think of your death everyday.
7. Age is relative.
8. BE WISE = WEAR YOUR MAGIC LENS
 > Imagine your death bed.
 > Allow your older you to talk to the younger you.
9. Five (5) Messages from the OLD Dying Bo
 a. Everything goes back into the box. (Luke 12:20)
 b. Honor your own dreams. (Luke 10:40)
  - What is your ONE THING?
  - There would be distractions. Other people will distract us but we need to focus on our ONE Thing.
 c. Don't waste your time in useless conflicts.
  - Life is to short to carry grudges, hatreds and hurts.
  - We need to learn to love others from a distance.
  - Choose our battles well.
  - You're not the savior of the world. We only have one Savior - JESUS!
 d. Don't work too hard. Always create space for LOVE.
 e. Enjoy the present moment. LIVE IN YOUR NOW.

CLASS 1: Dean Pax Lapid
1. Yearning to Learn, Yearning to Earn.
2. Work on your Mind. Work on your attitude.
3. MILLIONAIRE MIND:
 a. Poverty is the root of all evil.
 b. Action through definiteness of purpose (personal, spiritual and financial) is the key to happiness.
 c. they look forward to new beginnings and test the unknown.
 d. Money is managed logically towards its use and investment.
 e. You use other people's money (leverage) and other people's time (organization/networking).
 f. They teach their children specific knowledge/skills of value for them to EARN-SAVE-INVEST.
4. Five (5) Rules of Abundance:
 a. 10-20-70 Rule (Eternity, Emancipation, Expense)
 b. Profitable Use of Money (E's to Prosperity - Estate (Real Estate), Enterprise (Business), Stock Market)
 c. Mastermind and Mentor. Be careful with people not walking their talk.
 d. If you jump... know what you're getting into.
 e. Be careful with your heart.
5. UNLOCK YOUR MILLION POTENTIAL
 - Not based on LUCK but based on LOCK that you UNLOCK.
6. POWER of Ambition - Create a dream book, Write/use the Novena to God's love, have a definite plan (ways and means) to achieve your dream, write your dreams.
7. POWER OF VISUALIZATION - you can never hit a target you can't see.
 - DESCRIBE > MONITOR > MANAGE > MULTIPLY
 - DREAMS of a Millionaire Mind > Positive, Personal, Presence Tense.
8. POWER OF RESPONSIBILITY
 - response with your ability to the opportunity
 - don't be a mediocre
9. KINDS of FAILURE - Thinking without Action and Acting without thinking.
10. LOVE is the greatest secret of Success. ~ Og Mandino
11. LEAD with Your Mind
 - L (Life's Ambition) - full expression
 - E (Energy to believe in the idea / opportunity)
 - A ( Action is the only Option) - Work for your own success.
 - D ( Destiny's Foundation) - Courage and Character Leads to Success
12. For Young entrepreneur, use your face value and do business with integrity.
 > HINDI BALENG MAGKULANG, HUWAG LANG MANGGULANG.

CLASS 2: Loving your customer by Bro. Bo Sanchez
1. TRUST is deepened by the WHY of your Business.
 > WHAT: PRODUCT
    HOW: PROMISE that you Give (USP - Unique Selling Preposition)
    WHY: PURPOSE
**** Example of Successful Company, Organization: Apple, Truly Rich Club (Why = Good People can be Rich), The Feast (Why: We love the unchurched) and COL (Why: Everyone ought to be Rich).
2. The "RIGHT CUSTOMER" is always RIGHT.

Loving your Customer by Edward Lee
1. Don't sacrifice your service
2. Expand your products to the same Customers.
3. MAKE A CUSTOMER, NOT A SALE.
4. Spend 80% of time on marketing.
5. Learn all you can.
6. The customer you spend time with is your customer

CLASS 3 by KRISH DHANAM
1. Selling is a process, not an event.
2. Selling is what you do "for" someone, not "to" someone.
3. Selling is a life long journeys.
4. Selling requires both the head and heart. They should be connected.
5. Prepare to sell by having your 1st appointment with SELF not with Client.
6. PEOPLE don't but for "YOUR" reason but for "THEIR" reason.
7. Be in-charge of our actions.
8. Be a 24H Champion.
9. Happy Kids - having a father who LOVES GOD and who LOVES his WIFE.
10. Customers don't buy products, they buy solutions.
11. TRUST meet expectations over time.
12. LOVE spells T-I-M-E.
13. Success is an ongoing journey.
14. Failure is an event, not a person.
15. Be a great student. Be a great teacher.
16. Choose people to hang out with.
17. Other people's opinion don't matter. It's our own opinion that matters.
18. Three (3) TOP Lessons from Zig Ziglar - LOVE for GOD, FAMILY and COUNTRY.
19. POSITIVE Thinking should be supported by Positive Affirmation.
20. While you learn, don't forget to teach.
21. Persistent vs. Annoying.
22. Discipline is a FRIEND not an ENEMY.
23. SELF MOTIVATION > change in view... OPPORTUNITY CLOCK instead of ALARM Clock.
24. Understand the difference between refusal and rejection.
25. Three Books that influenced him: BIBLE, See you at the TOP by ZIG Ziglar, Developing the Leader within You by John Maxwell.
26. Affiliation and Reputation can bring us either Success or Failure.
27. In closing a SALE: Ask direct question.
28. Consistency brings Success.. ensure you have a pipeline.
29. Morning Ritual.... Honoring the people he loves. :)

The PATHWAY of Selling by Francis MIRANDA
1. Know, Believe, Love and Share your product.
2. Know, Believe, Love and Share yourself.
3. Know yourself by knowing your strength and weaknesses.
4. Share yourself by serving our customers and surrendering ourselves to them.
5. Books that influenced him: The Well, Turn your Passion into Profit by Bo Sanchez and Dean Pax Lapid.
6. Always prepare before closing a sale.
7. No two (2) closing are the same.

KCON DAY 2
Plenary Talk by Krish Dhanam
1. God wants our availability not our ability. He will make us able.
2. Partial Obedience is DISOBEDIENCE.
3. LOVE - central life of Christianity.
4. If you don't feel the devil, you might be walking in the same direction.
5. PRAYER:
 a. Lord Jesus, please feel free to show up at my expense.
 b. Lord Jesus, please raise my gifts but lowered me.
 c. Lord Jesus, please don't give me so much that I'll get dependent on you. Please don't give me less that I get discouraged.

Plenary Talk by Bro. Bo Sanchez
1. All progress—in any area of life—comes not from pleasure, but from pain!
2. If you push away all pain from your life, you also push away all progress from your life.
3. Successful people pursue pain.
4. Birth, Learning, Raising Great Kids, Great Marriage and Financial Prosperity requires pain.
5. Pain is temporary.  But your Purpose is permanent.
6. Your pain will prepare you for your purpose.

It is our third year attending the Kerygma Conference. And it's getting better and better. From Glory to Glory to the rising of Champions. Now, it was empowering....

It truly Empowered me. It Blessed me. NOW, I'm  ready to endure pain, face my fear, go out of my comfort zone and conquer the world. I can do all things through Christ who EMPOWERS me.

STOCK MARKET: Stocks Seen to Test 7,000 Level

I was reading a newspaper in a coffee shop and this article in Philippine Daily Inquirer caught my attention. This is an exciting news especially for investors like me. Check it out.

Local stocks are expected to scale new heights this week as investors weigh in thei mpact of the investment grade rating issued by Fitch shortly before the long Lenten break.

Last week, the main-share Philippine Stock Exchange Commission gained 328.76 point, or 5%, to close at 6,847.47 on Wednesday. The market was closed on Thursday and Friday in observance of the Holy Week.

Jose Vistan of AB Capital Securities, said the main index would attempt to breach 7,000 this week.

"Trading will be upbeat as the Fitch upgrade was announced before the long holiday break," Vistan said.

On Wednesday  Fitch announced the upgrade of the Philippines'  Long-Term (IDR) to "BBB-" from "BB+" with a stable outlook, lifting the Philippine debt grade out of "junk" status for the 1st time in history.

This immediately triggered a new wave of buying at the stock market during the last hour of trade.

"Chartwise the week's close at 6,847.47 implies further tests toward the 6,900-7,000 levels," Jonathan Ravelas of Banco de Oro Unibank. But failure to test those levels could prompt some profit-taking toward the 6,575 to 6,600 levels, he added.

Year-to-date, the PSEi has rallied by 17.8% or 1,034.74 points. The main index has also logged a total of 24 record closing highs since the start of the year.

"We are now officially an investment grade country.... and this is an achievement that we all should be proud of," PSE president Hans Sicat said. "Hopefully, the othe rating agencies will follow suit so we can start seeing more investors participate in the growth of the listed companies and the economy."

Our dream is for the Stock Market to be at 10,000 level and with the thing that is happening this is close to reality. May all of us be part of this history.

Learn more on how can each one of us take advantage of this opportunity. Be an educated stock market investor. Be a TrulyRichClub member.

~ May our Dreams Come True :)

STOCK MARKET: Saved by the Stock Alert

We are a religious follower of the STOCK ALERTs* that Bro. Bo is sending to all the TrulyRichClub Members. But when I read one research done by COL's Analyst on BDO, I got interested and added it in our portfolio. We've been buying BDO since last year but I stopped for some time. This is after I had a little discussion with Mr. Edward Lee of COL Financial last October during the TrulyRichClub Superconference. I stopped buying BDO stock but I didn't sell.

For the past few months, the stock market is going up. It had hit ALL-TIME Record Highs. Last month Bro. Bo sent an Stock Alert on adding DNL in our portfolio. The expected gain is quite high and I was thinking of selling our BDO shares to take advantage of this gain. Besides, BDO is not part of our SAM list.

However, there was a slight correction last week in the stock market and I forgot about selling. Then this morning, we received an Stock Alert from Bro. Bo. We are now adding BDO in our SAM list. Whooo. Saved by the Stock Alert! There is still a lot of room to grow on this stock. Nothing just happen. :)

By the way, the StockAlert is one of the Perks that a person gets in being a member of the TrulyRichClub. The StockUpdates are emailed twice a month while StockAlerts are emailed depending on the need. This serves as a guide for TrulyRichClub members who are invested in the Stock Market using the SAM strategy. To know more of the SAM strategy, you can read the Book of Bro. Bo entitled "The Turtle Always Win". A review of this book can also be found on this link.

Start your Stock Market Investing Journey NOW and Create your Millions in the Stock Market. Stop delaying.  Be a TrulyRichClub member and be an Educated Stock Market Investor, click here now.



* Stock Alert - An email sent to TrulyRichClub Members alerting them for a BUY, SELL and HOLD advise.

STOCK MARKET: Don't Interrupt the Compounding

One of the benefits of being a TrulyRichClub Member is we got to receive a Bi-monthly Stock Update from Bro. Bo Sanchez and Mike Viñas.

I would just like to share some parts of the Stock Update with you.

DON'T INTERRUPT THE COMPOUNDING
If You Withdraw P50,000 Today, You’re Withdrawing P1 Million Tomorrow.

Oh, I know it’s tempting.

When the stock market is growing sweetly (like now), it’s sooooo tempting to withdraw “just a little bit” for 

that new ladies’ watch. Or a Hong Kong vacation. Or a birthday party in Boracay.

As much as possible, DON’T.

If you withdraw, you’re interrupting your compounding—the greatest mathematical force in the universe.

Let me give you an example…

Johnny saw that in a span of 18 months, his stock market fund has already grown from P100,000 to P150,000. 

He’s ecstatic. He’s thanking God. He’s inviting friends to join him at the TrulyRich Club. (Very good!) He’s 

dancing the gangnam dance.

But then one day, while walking in a mall, Johnny sees this really nice “spaceship-looking” gizmo that 

functions as a cellphone/coffeemaker/vacuum cleaner all rolled into one. It can make phone calls. It can make 

coffee. It can clean your house. It’s astounding. (Okay, I’m exaggerating. But I’m simply saying that there’ll be 

temptations out there that are very real.)

The price? P50,000.

Definitely not in Johnny’s budget. Unless…

He thinks of his stock market investments.

He’s got the money.

He decides to go for it!

He withdraws P50,000 from his stocks and buys the gizmo. He can now talk to his girlfriend and make 

coffee and suck dust from the living room’s carpet.

Question: Did he really withdraw P50,000 only?

Nope.

In 20 years, if his stock market investments grew by 16 percent a year, his total money would be LESSER 

by P1 Million.

Why? Because he interrupted the compounding.

I’m not kidding. Compute it yourself.

I urge you: Avoid withdrawing from your stock market investments.

If you feel tempted, just remind yourself: “When I withdraw P50,000 today, I’m actually withdrawing P1 

Million tomorrow.”

May your dreams come true,

Bo Sanchez

This is just the 1st part of the stock update. The second part is an update from Mike. The title of his article is "Stock Market Success Does Not Require Market Timing". He said that it is possible to make good money in the market without having to consider timing by following the Four (4) Strategies below:

1. Use Long Term Money - Invest only the money that you will not need in the near future.
2. Buy Regularly at Buy Below Price - Buy every month or every quarter but ensure that it is at our Buy Below Price.
3. Use Peso Cost Averaging - buying shares with a fixed amount of money on a regular basis (as mentioned in # 2). The advantage to this strategy is that it makes investing more affordable and it takes emotions out of investing.
4. Add Some Stocks with High Dividend Yield - Choose stocks whose earnings are not expected to drop and have capital appreciation potential. In our case it is MER. It's dividend yield of 3%.

Mike also discussed more news and details on MER and DNL to explain why these stocks were chosen to be in our SAM list.

Aside from the 2 articles of Bro. Bo and Mike, they are also sending an updated list of our SAM table for the BUY Below Price, TARGET Price and Action to TAKE in case there are changes.


By the way, the STOCK Market today is so exciting. It is having a slight correction. As investors, we like it when stocks go down so that we can all buy at cheaper price. But no one knows the market and to be safe, better to START NOW and follow the 4 strategies given by Mike or better yet be more educated and get REAL-TIME Stock Alerts from Bro. Bo by joining the TrulyRichClub.



~ May our dreams come true.
Cheers to PSEi being at 10,000 soon! :)

STOCK MARKET : You Think The Stock Market Has Gone Up A Lot?

This is an excerpt from the Soulfood Newsletter I received last week. This is an invitation from Bro. Bo Sanchez.

You Think The Stock Market Has Gone Up A Lot?


So many people are talking about the Stock Market today!

Because it has gone up like crazy.

And my TrulyRichClub members are dancing the boogie, singing hallelujah, and hugging everyone they meet on the street.  They’re so happy.  They’re thanking God for the day they joined the TrulyRichClub last year, or two years ago, or three years ago…  Because they learned how to invest in the Stock Market, and their money has been multiplying like crazy too.
Sadly, I’ve talked to HUNDREDS of people who told me, “Bo, I wish I joined you last year and learned how to invest in Stocks.  But I became busy.  Shucks, did I miss the boat already?”
Hey, It’s NOT too late.
But STOP DELAYING.

What happens if you join TrulyRichClub? 
Aside from getting a truckload of the best material from me on how you can gain an abundance spirituality and financial mindset, you also get my personal GUIDANCE on how to create your millions by investing in the Stock Market.

Do you think the Stock Market went too high already? 

Our prediction: This rocket ship will still fly higher because there’s still a lot of rocket fuel to burn.  And even if it rests a bit and takes a pit stop in some refueling station in space (and I really want it to rest so I can invest more at cheaper prices), in the long term, nothing beats the Stock Market in giving you the best returns.
If you’re not yet investing in the Stock Market, you’re missing out on the great bull market of the Philippines.  Amazingly, the Philippine Stock Market has been the best performing Stock Market in the world.

Come ride this rocketship.  It will continue to ride to the sky. 
With or with you.

To join the TrulyRichClub, click here now. 
May your dreams come true,

Bo Sanchez
PS.  Stop delaying.  To create your millions in the Stock Market, click here now. 

*****
We've been a member of the TrulyRichClub since February of 2010 and all I can say is that everything was all worth it. It is true that how we wished that we had started earlier but it was never too late because the best time to start is always "NOW". We still have a long way to go. Only less than 1%  of our population is invested in the Stock Market. And everyone seems to recognize the opportunity. Come. Ride with us now. Don't just be an Audience. Be a Passenger or rather be the Driver of your Great Future. :)

FEAST TALK SERIES: HAPPY, HEALTHY and HOLY Money

The Feast Talk Series last Month was entitled: HAPPY, HEALTHY and HOLY Money. It is a timely talk because we're still at the first quarter of the year. It can help us get a direction on how we want our finances to be at the end of the year.

We've been a feast attendee since February 2010 and we noticed that we have almost the same theme every February which is about handling our finances well. Below are the talk series for the last few years:

2010 - Prosper
2011- Peso-nality
2012 - Overflow
2013 - Happy Healthy Holy Money


You can view some of my blog posts on the OVERFLOW SERIES on the links below:
a. Talk# 1: Salary vs. Profit
b. Talk# 2: Income vs. Wealth
c. Talk# 3: Tips vs. Tithes
d. Bonus Talk on Entreprenuership
e. Break Feast Sharing by Edward Lee


Let me just share to you some of the things I learned from the recent Talk Series.

Talk# 1: Happy Money


"Every good and perfect gift is from God. It comes down from the Father." ~James 1:17

Our money is a gift from God. If this is a gift from God, then it can be a good thing. Money is not evil but it is the LOVE of MONEY that is evil.

"Let the LORD be magnified, who has pleasure in the prosperity of His servant." ~ Psalms 35:27

God doesn't mind us becoming rich. Actually, he wants us to be rich in a condition that we are are already RICH in the INSIDE before we become RICH in the OUTSIDE. This is because money can MAGNIFY who we are in the INSIDE.

Bro. Bo also mentioned the Three (3) Types of Rich People.

1. Filthy Rich
 - This is the greedy, selfish, corrupt person.
 - They are the miserable people.
 - They are the reason why others say that "Money can't buy you happiness.

2. Guilty Rich
 - This is a person who had a toxic relationship with money.
 - They are the people who feel guilty of earning a lot. They are more comfortable with poverty than prosperity.
 - These are the people guilty of being rich because of their past experiences or family influence.
 - They were taught that talking and thinking about money is bad. And all rich people are bad.

3. Truly Rich
 - These are the people who believe that "God never designed money to buy happiness.  God designed money to increase HELPFULNESS."
 - Truly Rich People Help Their Family
 - Truly Rich People Help Their Bigger Family
 - Belief of the Truly Rich People:  "It’s not about the money.  It’s not about the wealth.  It’s not even about us!  It’s about God.  It’s about love.  It’s about service.  It’s about dying to ourselves so that others may live!"

Let us all be TRULY RICH.:)


Talk#2: Healthy Money

"Therefore keep the words of this covenant, and do them, that you may prosper in all that you do." ~ Deuteronomy 29:9

True prosperity is living a life of profound LOVE for every human being.   

Physical Health is similar to Financial Health in terms of the cause of its weakening which are:

   1. Toxins

   2. Malnutrition

   3. Imbalance

Financial Toxins

- Financial Toxic Overload / Toxic Debt

  * Uncontrolled Debt can kill us.

  * If there are Filthy Rich, there are also Filthy Poor who are destroyed by the money they don't possess. Because of their overwhelming desire for material things, they borrow, borrow, and borrow.

  * The key is PATIENCE.  Don’t be in a hurry to live a lifestyle that you can’t afford.

  * THE problem isn't materialism. THE problem is an extreme lack of self-worth.

  * Follow the 1st Rule of the Rich - "What You Spend Should Be Less Then What You Earn.”
   

Malnutrition

- People who look rich because they have money in the bank but are dying because their money are shrinking. 

* Follow the 2nd Rule of the Rich - “What You Save Should Grow More Than What You Lose.”

- Our Money loses value in the bank because of Inflation. Therefore, we should invest our money in any of these Investment Vehicles: (1) Paper Assets, (2) Businesses and (3) Real Estate.
- An example of Paper Asset is the Stock Market. If you want to learn more about investing in the Stock Market, try reading the books of Bro. Bo Sanchez (My Maid Invest in the Stock Market and The Turtle always Win) or Join the Truly Rich Club.

Imbalance
* Follow the 3rd Rule of the Rich - "“What You Earn Should Be Equal To What You Know.”
- Do NOT try to earn more than what you know! Confidence is a terrific thing.  Overconfidence is a terrible thing.
- Lower our risk by increasing our learning or increasing our wisdom.
- We need to invest in our Financial Education. (If we think Financial Education is expensive, try IGNORANCE).

Talk# 3: Holy Money

Can Money be Sacred? What does Holy means? Many thought that Holy = Religious. But Bro. Bo said that the Greek word for Holy is Hagios which literally means "set apart for God". We already know that God is Love. Therefore, to set apart for God also means to set apart for LOVE.

If we want to know if our money is holy , we need to recognize the two important signs of HOLY MONEY.

Sign#1 : If the Purpose of Money is LOVE.
- If we give, it should be out of love. If we tithe, it should be out of love.
- We all have moral duty to give. We all have moral duty to be Truly Rich.


Sign#2 : If the Process of Money is LOVE.

- How did we earn our money? 

- According to Bro. Bo, we need to always ask ourselves, "In the process of making money, did I become more loving? patient? sacrificial? selfless? 

If all our answers are "YES", then our money is HOLY, as well as our job, business and investments.

Bro. Bo ended the talk saying that Wealth's mission is to love others and it wants to find its way into the hands of loving people who will earn and use it for LOVE. He encourages us to be THAT PERSON of GREAT LOVE.

Talk# 4: Bonus Talk

According to Bro. Bo, if we want to change our Financial Life, we need to change our underlying Financial Behavior and Financial System.

Our Financial System is consists of our thoughts, behavior and verbal pattern which normally is influenced by our family. Our Financial system can either break or make us. He said, that there are only 2 financial system in this world namely the Hunter and Rancher System.

The Hunter System/Cycle
1. A hunter goes out of his cave when he's hungry to find food to eat.
2. Party with family and friends when he finds a catch.
3. When the meat is gone and he's hungry again, he goes out to hunt for another animal.

    Hunters can be employees or entrepreneurs. No matter how big their incomes are, they would be times that it will be gone. And they would be forced to go out and hunt  again.

The Rancher System
1. Rancher don't eat everything they capture.
2. They keep some to breed other animals.
3. Ranchers will always have food to eat because they grow their own food.

Their difference????
If a hunter takes a vacation and stop working, he stops eating;
If a rancher takes a vacation and stop working, he'll continue to eat because his animals continues to multiply on their own.

Bro. Bo suggested a system to acquire the Rancher system called the " Seven Jar Strategy". Every time we receive our salary/commission/profit, divide our money into these 7 jars.

The Seven (7) Jar Strategy

Jar 7: Emancipation Fund (20% or More)
- For Retirement.
- Others call it Freedom Fund.
- You can invest it in Paper Assets like Stocks, or Real Estate or in a Business.
- This will make us a rancher.

Jar 6: Emergency Fund
- For Emergencies like leaking roof, car repairs, sickness, etc.
- Should be equal to 3 to 6 months of your salary
- Keep in a bank for easy access/liquidity.
- The older you get, the bigger it should be.

Jar 5: Everyday Fund (70% or Less)
- For regular monthly expense
- Live simply to live within this range.
- If your income increases, your everyday fund should decrease.

Jar 4: Empower Fund (5% to 10%)
- For short term savings like saving for a house downpayment, a car, a new laptop, a new gadget, a trip, etc

Jar 3: Enjoyment Fund (5%)
- For our enjoyment because God wants us to enjoy life.
*** 1 Timothy 6:17 " ... put their hope in God, who richly provides us with everything for our enjoyment.
- The enjoyment fund is for our wants. This fund is needed to avoid being an impulsive buyer or a miser/penny pincher.

Jar 2: Education Fund (5%)
- Invest in ourselves. If we grow ourselves, we grow our wealth.
- We need to be teachable. We need to be a student and be teachable. Humility is the key.

Jar# 1 Eternity Fund (10% or more)
- For our Tithe - our ultimate investment with the greatest return.
- This is our long-term investment. God will always remember whatever we give to Him and will reward us accordingly for all eternity.
- It is the safest investment because because it is like shipping our investment in heaven..
- Every time you receive your salary, set aside your tithe and see how God will supply your every need.
- When we tithe, we acknowledge that everything we own really belongs to God.

He emphasize that we should be a Rancher , not a Hunter. Before he ends his talk, he repeated the story of the Rich Man and the Beggar which he told last year. The full version of the story here.


Hope I was able to share the inspiring words from Bro. Bo. Let's work together towards our financial freedom.

May All our Dreams Come true! :)