Goals for 2009

We scored good last 2008. We hope that we can make it better this year. So far here are our goals for this year:

1.After giving birth, transfer part of USD savings from BDO regular savings to PS Bank or China Bank TD.
2. Current EF is at 25%. By the end of the year, it should be more than 50%.
3. Transfer part of our EF to either BPI Direct TD or China Bank TD (whichever have the higher interest).
4. Invest in Mutual Fund (PAMI and/or Phil EQ)
5. Increase investments in Philippine Stock Market.
6. Renew our insurances.
7. Get a HS and/or College Plan for our soon to arrive Baby or just increase our investments.
8. Keep our Company Stocks (Grants and ESPP) intact and wait for the up turn.