Monday, May 31, 2010

Are You Tired of Being Poor? Do you want to become financially independent but don't know how and where to start?

I was the in the same shoes as you are 3 years ago. But I made a decision that I don't wanna be poor all my life. I need to do something different.

I started to believe that if I do the same thing over and over again, I will expect the same result over and over again.
I need to change something. I need to change my beliefs.
I started reading books, searching the net.
But I learned that I can't do it alone.
I need somebody to push me up, to cheer for me, to inspire me and give me more insights based on experience.

I started to attend seminars, conventions, trainings and expos because I believe in continuous education.
Things change. What works in the past may not work today.

A lot of expos has been done before. I attended some of them and I also learned from them. However, but there is an upcoming Money and Wealth Expo which I think is more comprehensive because it will cover all the strategies that can make you rich and wealthy.

This really excites me. Its like going to a buffet. The foods are all there. We can have it all but we can also choose what we want.

In this expo, we'll learn about investing in stock market, franchising, selling offline and online, earning on real real estate and a lot more.

It's really for everybody. Not just for you but also for me.

I'm still not there. I'm still not financially independent. But I COMMIT to become one.

If I will be there because I believe it can help me. Why shouldn't you?!
We just need to make a decision and take an ACTION.

If you're committed to become wealthy NOW, keep coming to this blog because I'll be posting the details of the expo here.

You can also leave a comment for other inquiries.

Because the ultimate purpose of becoming wealthy is to help others.....

Unilab Promo - Picture of You

Unilab is having a promo. We might join this one. This seems to be fun aside from the prize that we can get.


1. This promo will run for 1 week from May 29 to June 6, 2010

2. Take a picture of yourself holding any Unilab product and pose as creatively as you can.
Check out for a list of Unilab Products

3. Upload the picture in the Unilab wall and tag one friend whom you would like to share the prize with. (To tag, simply type “@”and wait for your friend’s name to turn blue)

4.The winning shot will be decided by the following criteria:
a) Most number of Likes – 50%
b)Creativity of pose – 50%

5.The winner will receive a package of Unilab premium items plus a free dinner buffet for two.

6.Only one winner will be chosen among all the entries.

Tuesday, May 18, 2010

Think Rich Pinoy Wealth Seminar Review

As promised, this post will discuss the lessons I got from the Think Rich Pinoy Wealth Seminar.

There were a lot of speakers who shared valuable information. They were:
a. Larry Cleto from Philam
b. Larry Gamboa

c. Bo Sanchez

d. Ronald Cagape
e. Eden Dayrit

f. Victor Gamboa

g. Randy Manaloto

h. Jay McLean

LESSONS Learned from the SPEAKERs:

1. Proper Wealth Management: Accumulate, Preserve, Transfer
2. Financial Freedom is relative to lifestyle
3. Income is a source of Wealth.
4. There is WEALTH more than enough for everyone.
5. Wealth FACTOR: Discipline and Time.
6. Why Real estate investment is SAFE: Bank accepts Real Estate Properties as collateral compared to Stocks.
7. Going to PROMISE LAND:
  • a. Phase1: Desert Experience
  • b. Phase2: Desert with Manna Experience
  • c. Phase3:Promise Land Experience
8. We need to allow our Kids to Experience desert
9. Three Steps to Enjoy Promised Land
  • a. Depeat the Giants
  • b. Work the Land
  • c. Remember the Lessons of the Desert
10. Use Wealth to LOVE.
11. Be Ready for Failures.
12. Fail Quickly and Try Again.
13. If there's a Problem, Fix it! Don't wish that it will go away because it won't.
14. Pay attention to details.
15. Factors on Implementing Every RE Strategy
  • a. Change your Mindset
  • b. Pre-screen the location. Best if near were you live.
  • c. Do Extreme Marketing
  • d. Always Think of Positive Cashflow
  • e. Build Relationship: buyer, seller, tenant, broker, lender, bank, supplier, lender, staff, colleagues, mentors, students.
  • f. Leverage on Money, Time, People, Relationships, Skills, Personal Knowledge.
  • g. Self- Improvement: Continuous Learning. Learn from Mistakes.
  • h. Giving Back and Paying Forward. *** Always be grateful and SHARE your blessings!
16. FACEBOOK is one of the best channel to do your marketing.
  • - let your contacts: Know, Like, Respect, Trust and Invest in You.
17. Real Estate Investors Problems
  • - Nobody knows that they exist.
  • - Nobody knows the VALUE they can Provide.

After the talks and lunch, we played CASH FLOW 101 for 2 hours. It was my 2nd time playing the board game. I was happy that i got out of the rat race after 1hour and the fast track after 25mins. I believe that I could have gotten out of the Fast Track earlier if I didn't act as a banker at the same time. By the way, I was the 3rd person who got out of the rat race and also placed 3rd getting out of fast track.

My tablemates while Playing

HOW did I get out of the RAT RACE:

1. Profession: Truck Driver

2. Strategy: Build CASH enough to cover my whole expenses if I will be downsized.
3. After accumulation enough cash, did small deals.
4. Bought a Property.
5. After buying the property, the player next to me stopped on the "MARKET" and got this CARD.
6. Immediately sold my Property.
7. On my next step to the opportunity track, I selected a BIG deal, I was blessed enough to find a very GOOD DEAL that moved me out of the RAT RACE.

HOW did I get out of the FAST TRACK:

1. I acquired business which gave me a cash flow equal to the requirement.

LESSONS Learned on my 2nd time Playing CASH FLOW 101:

1. Your occupation will not make you rich. It is your MINDSET and ACTIONS=STRATEGY.
2. Build Emergency Fund before Investing.
3. CASHFLOW remains king to get out of the RAT RACE and FAST TRACK.
4. Real Estate can either bring you CASH or CASHFLOW depending on how you deal with Deal.
5. Be open for opportunities.
6. Real Estate and Businesses are the sources of your CASHFLOW. The more you have, the better.
7. Get out of the Rat Race the soonest so you can help others.
- I played the role of the banker after getting out of the Rat Race and while playing on the FAST TRACK.
- I helped the other players on the issues they encounter while they are playing.
8. Get out of the FAST Track the soonest, to help more.
- I was able to answer more of my co-players questions after getting out of the track because I already stopped working "IN" my "BUSINESS".
- By that time, I have more time helping others.

After the game, there was a sharing of the things that we learned while playing. 4 people shared. It was a very nice experience.

What I like about the seminar:

1. It started with a PRAYER.
2. It has a mission of making 1(one) Million Millionaires by 2020.
3. There are a lot of inspirations that we got from the speakers.
4. The CASH Flow game is a worthwhile experience. It's addicting.
5. The free Book (TRP or TRQ ) they gave after answering the Survey Sheet.

*** I will definitely recommend this to my family and friends.

PROMO ALERT: Get Pizza Hut Free Dish Using BPI Credit Card

Just got a text message today from BPI. Below is the message:

SHOP ANYWHERE for at least P1500, 3000 or 7000 with your BPI Express Credit and get a FREE DISH at PIZZA HUT Restaurant/Bistro. May 18-July15. DTI#3191.

Got these info from another forum:
1500 - supreme buddy pan pizza or caesar salad
3000 - spaghetti bolognese or fettucine ala king

7000 - supreme family pan pizza

Sounds like a good deal? Yes. But ensure that you pay your credit card bill in full before the due date. Happy Eating!

Thursday, May 13, 2010

EQ DRY Baby’s 1st Chair and Desk REDEMPTION PROMO

Got this info from one of my yahoo group. I was so happy because at long last I can dispose the wrappers that I've been keeping since our baby was born. She had used EQ DRY for the longest time. I could have continued using it because of the low cost but our little girl started to get rashes few months ago. I then switched to another brand. Nevertheless, I still kept our EQ wrappers because I knew that EQ has seasonal promos.

As of today, I can get a set of chair and table because I have accumulated the exact points needed to avail of the set. I am eyeing on the Ladybug set. Hope there would be enough stock.

Tomorrow, I'll be giving my wrappers to my friend. He will ask her sister to submit our wrappers to JS unitrade office which is just near her area together with my friend's wrappers too. Thanks in Advance!

Promo Notes:
1. Promo period: May 7- July 21, 2010
2. EQ Dry with Cloth-like cover will still be accepted.
3. Points required: Chair = 26pts. , Table = 42 pts.

I'm attending the Think Rich Pinoy Seminar on Saturday

I've been a member of the "Think Rich Pinoy" network after attending the Truly Rich Financial Coaching Seminar. This seminar is being offered every quarter normally a week after the TR Coaching. I was not able to attend last quarter due to short notice. But I ensured that I'll be able to attend the next schedule which is on Saturday.

By the way, I just got an email from Larry today that there are still available seats.

Details of the Seminar:
Place: Philam Life Building, UN Avenue, Manila
Date: May 15,2010, Saturday
Time: 8am to 6pm
Seminar Price: Php 2950
Payment can be made via Paypal/Bank Deposit.

Hope to see you there!


I got this info from the BFB site. This is just one of the many Freebies for being a member of the site. We get information on free webinars like this.

This is a part of the email I got from Trace:

Commercial real estate - apartment buildings, retail strip malls
office buildings - are a lot more lucrative than houses. You want
proof? Donald Trump does not buy-fix and re-sell houses, right?
Robert Kiyosaki's real estate holdings are primarily apartments
and storage units. The thing is most people think commercial
real estate is too BIG for them.
Nothing can be further from the truth.
I acquired two apartment buildings - one a 36-unit and another a
133-unit complex - both for NO MONEY DOWN. And the amount
of work I do is the same in apartments vs. houses....
and here's the SWEET FACT: the cashflow from my 133-unit
apartment complex is equal to the cashflows of 50 houses!
I paid a mentor $10,000 so he can teach me how to do this and
the fee I gave him is worth it.
You are luckier than me for 2 reasons.
1. There's an impending TIDAL WAVE of foreclosures of
commercial properties in the next few months. This means
(I bought buildings when the market was HOT so I overpaid
for will have massive opportunities to pick up
commercial properties DIRT CHEAP!)
2. DC Fawcett and Karen Hanover are going to teach you
for free - in a webinar - how to buy commercial properties
and they will even partner with you...
- they will teach you how to do it...then...
- you go and find a good commercial property...then...
- they give you the money to buy it...then...
- you - and DC & Karen split the profit...
Find out more details by clicking HERE
I wish I had partners like DC and Karen when I started...
I would have saved that $10,000 and I would have acquired
more buildings. Take advantage of your LUCK by attending
DC's and Karen's webinar - HERE
dedicated to your success,

Buy First Deal (BFD) Site

After attending the Truly Rich Financial Coaching Seminar, I take action and had been searching the net for other sources of income that we can look into.

I don't remember how I found the Buy your First Deal Site. But what I remember is that, since then I got hooked.

There are a lot of things that I've learned. There are a lot of information being shared by Trace Trajano about real estate like:
1. How to spot a GOOD DEAL.
2. How to pre-screen a seller and a buyer.
3. How to raise a capital from private investors.
4. How to purchase a house with "No Money Down".
5. How to do extreme marketing.

Actually, there are a lot more.
What I like most about the site and Trace is the fact that he's not doing it just because of money but because he has a vision of creating millions of millionaires in the Philippines. It may sound patriotic but I admit I am one too. It's not a bad idea after all.

If you want to know more, click this to go to BFD site.

ASK and You Shall Receive - Waiver of Credit Card Annual Fee

YES, I did it again.

I did the same thing that I did last Year.

1. Called the Bank.
2. Asked them if my annual fee can be waived.
3. Waited while they are checking my account.
4. Smiled when I knew that it was approved.
5. Wrote the Request Reference #.
6. Checked online after 2 days.

Easy, right?
We just really need to ask and we shall receive.
A reminder though, that we just need to use the benefits of credit cards but never over use it.