Tuesday, September 20, 2011

Stock Market Investment Philosophy

Got this from the Monthly Stock Update from Bo Sanchez for the Truly Rich Club Members. I have been so grateful to be part of this club. The Stock Updates really helped in our investments.

Here are the principles:

1. Ignore the News
Warren Buffet doesn’t bother watching CNBN (a business news channel). Can you imagine that? Warren Buffet is the richest stock investor in the world. He’d rather stick to what he studies about the specific companies he invests in. If he believes that the company is extra strong and super stable, he’ll invest in it no matter how bad the economy is. Because long term, he’ll always win.

2. Diversify Your Investments
If we’re gamblers, we’ll put all our money in one hot stock. That way, we earn more. But putting a big bet on one stock is dangerous. What if it doesn’t play out? Then we lose. Being greedy doesn’t work. Thus, we invest in five to six companies. If one or two companies don’t grow, we can live with that. Because the growth of the other three to four companies will make up for our loss.

3. Invest in Dividend-Paying Stocks
Remember that there are two ways to earn money in the stock market: capital and dividend. Capital is when the price of the stock goes up. That’s what we’re familiar with. And many of us focus on this. But don’t forget dividends. Even if the share price doesn’t go up, you gain if the company declares dividends. This will make you build wealth over time. Two of our five recommended stocks give good yearly dividends. First Philippine Holdings (FPH) gives an average of 3.5 percent a year while Aboitiz Power gives 4.4 percent a year. That’s much more than what any bank gives. There are other companies that give higher dividends (Example: PLDT gives eight percent), but we have to balance capital gains growth and dividends. We believe that our five SAM Stocks have more potential to grow than other higher dividend-paying stocks.

4. Invest Slowly Over Time
Even if you have lots of money to invest, don’t put it all in one go. I always suggest to divide their big money into 6 to 12 parts, and invest slowly, putting one part a month. So you remove the question, “Is it the right time?” Ultimately, if you invest slowly over time, the answer to that question is, “Anytime is the right time.”

5. Buy When Markets Go Down
Warren Buffett said it best: “Be greedy when others are fearful.” But people do the very opposite: Be greedy when others are greedy.” So people buy when everyone is buying and sell when everyone is selling. No wonder 85 percent of people lose money in the stock market.
Friends, today, people are fearful. Because people are losing their money. Now is the time to invest. And with the Strategic Averaging Method (SAM), I give you a Buy-Below-Price. For a couple of months now, you couldn’t buy Metrobank (MBT) because the share price went above our Buy-Below-Price. But this month, you can buy MBT because the price went below our Buy-Below-Price. This strategy will multiply your future profits, because you don’t chase a price all the way to the top.

6. Nothing Lasts Forever
For some time now, a few of our SAM Stocks are negative. Don’t worry. Nothing lasts forever. Bear markets (that’s when markets go down) don’t last. And by the way, bull markets (that’s when markets go up) don’t last either.

I have been practicing these principles together with the other truly rich club members. The updates and articles being sent by Bo helped me a lot to be on track and hands-on to our Stock Market investment.

If you want to know more about the truly rich club, click here.

To our Financial Freedom!

Tuesday, August 23, 2011

You are invited to NOW ATTEND the Think Rich Pinoy Seminar this Saturday, August 27, 2011!

You are all invited to the next Think Rich Pinoy Wealth Seminar this Saturday, August 27, 2011, 8am to 6pm, at the L/G Skyland Plaza Bldg. Sen. Gil Puyat Avenue, Makati City. The venue is very near the Makati Post Office and AXA building.

If you want to know the Theology of Money from Bo Sanchez, learn from Larry Gamboa and be inspired by the Think Rich Pinoy Team who have been investing in foreclosed properties for years in the Philippines, then this seminar is the One you’ve been looking for.

I attended this same seminar last May 15,2011. It's more than a year and here’s your chance to attend what I often refer to as a “Mindset and Life Changing” seminar. The 1st time I heard Larry Gamboa was during the Truly Rich Financial Coaching Seminar and from that time on, he already become an inspiration not just for me but also for my husband.


1. Talk 1 - Wealth Management: Are you Financially Ready for the Future? 2. Talk 2 - The Theology of Money: Are God and Money really enemies?
3. Talk 3 - The Technology of Money: Pinoy Real Estate Riches Today and Updates
4. Talk 4 - The Legal Aspect of Real Estate Investing
5.Talk 5 - Rehabbing Real Estate Properties
6. Talks 6, 7 - Real experiences in buying and selling Pinoy Properties from the actual (young) people who did them6.The Game of Money: - Cashflow 101 and 202. Play the game for 3 hours with like-minded people, guided by seasoned experts
7. Talk 7 - The Think Rich Pinoy Franchise and Pinoy Millionaire Vision 2020

I will be one of the facilitators during the Cashflow 101 game in the afternoon. I would be more than happy to share my own experiences and answer your questions in relation to the Cashflow 101 game and how you can do it in real life.Yes, it can really be done, and it really is possible to do it all in an ethical, morally upright, and legal way! Learn all these in the seminar.

When : August 27, 2011, Saturday
Time : 8:00am - 6:00pm
Where: L/G Skyland Plaza Bldg. Sen. Gil Puyat Ave. Makati
Text : 0922-810-1709 / 0917-839-5739
Email: thinkrichpinoysales@gmail.com

P3,950/ US $ 89 - Early Bird Fee until July26, 2011
P 4,450/ US $ 99 - Regular Fee from July 27 - August 26, 2011
P4,950 - On the day payment (Walk-In) Fee on August 26, 2011

You can pay through Paypal or BPI bank deposit.
See payment details and additional discounts below:

Bank Deposit:
BPI Account Name: ESTI-TRP (Think Rich Pinoy)
Account No.: C/A # 8291-0083-57


Buy your seminar ticket here!


Monday, February 21, 2011


Again and again. I was not able to update this blog.
I got out of FOCUS.
I wanted to do almost everything and it caused me.

Now, I wanted to focus. I need to focus.
And I will FOCUS.

I will blog about my 2010 performance and 2011 in my succeeding blog entries.
See you again!