Before I started this blog, hubby and I are DINK couple (Double Income No Kids). We've been DINK for 3 years. We've been praying for a baby after a year of marriage but it was not given to us.
As the saying goes, GOOD things happen to those who wait. This is exactly what happened to us. GOD is GOOD. He puts everything into place. We received a big blessing by end of May. We confirmed that I was pregnant 1st week of June. We're able to close our Housing Loan by mid July because of the blessing we received in May.
Everything just fell into place. Thanks to Him!
And now that some things will change because of the addition in our family, we will need to be Money Smarter. We need to plan for everything like:
1. Budget - need to add the baby necessities like diapers and Milk
3. Educ Plans
4. Health plans
I know the list will go on and on. But we need to be ready. Planning plus action is still the best defense for emergencies and crisis.