LBC bank is one of the banks that offers high interest rate for a 5YR TD. Learned about it from PinayandMoney Blog. Hubby and I inquired last Friday and there was a slight change. The interest rate for the TAX Free 5Y TD was lowered from 9% to 8%. This is still acceptable because currently most banks offers TD with interest rate ranging from 1.5% to max of 6% (PSBank).
We just hope that they will not lower it more because hubby and I are planning to increase our savings in this bank.