I just want to thank PinayandMoney for the tip on waiving annual fee for BPI credit cards. I didn't know about this before. Initially, I am charging all purchases to my credit card to earn reward points that I can use to pay for my annual fee. Sayang. If I have known about it earlier, I could have use my points to get other reward items.
Nevertheless, I am still thankful that I was able to avail it this year. I just called their hotline and asked them if I can avail of the waived annual fee. After reviewing my account for some minutes, they confirmed that my request was approved and gave me the confirmation number. The reversal of the fee should reflect in 2 to 3 working days. And it did. Thanks to BPI and thanks again to PinayandMoney for this information.