Wednesday, April 29, 2009

2009 Goals - 1st Quarter Review

We're not able to review our goals for the previous month because of our busy life. Anyway, I allocated this evening for this review.

1.After giving birth, transfer part of USD savings from BDO regular savings to PS Bank or China Bank TD. - GOOD: DONE. Not in PS Bank or China Bank but in Asia Trust because they have the higher interest rate.

2. Current EF is at 25%. By the end of the year, it should be more than 50%. BAD : It is currently at 21%, we used some of them when I gave birth instead of using all of our USD. It is still a good move because USD/PHP rate now is higher.

3. Transfer part of our EF to either BPI Direct TD or China Bank TD (whichever have the higher interest). BAD: Pending. still scouting for the best instrument.

4. Invest in Mutual Fund (PAMI and/or Phil EQ). BAD: Backlogged because I haven't studied the details of it yet

5. Increase investments in Philippine Stock Market. BAD: Backlogged. No budget. No extra.

6. Renew our insurances. Moderate: I renew one of our insurances. Supposed to increase one of our VULs but we didn't pushed thru because of the market condition.
7. Get a HS and/or College Plan for our soon to arrive Baby or just increase our investments. Moderate: Backlogged. We haven't made up our mind if we'll get one because of the bad news that we're hearing on pre-need plan companies.
8. Keep our Company Stocks (Grants and ESPP) intact and wait for the up turn. GOOD: We're keeping them.

Our Score: not bad at all. We have 2 good, 4 bad and 2 moderate. We're still on the 1st half of the year. I am targeting to have a higher score by the end of the year. Wish me luck. Hehe.

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